WealthVentures Terms and Conditions

"Affiliate" — any entity under common ownership or control with WealthVentures, LLC, including WealthQuest, LLC (a Texas limited liability company) and Spayc, LLC (a Nevada limited liability company).
"Platform" — wealthventures.com, its subdomains, and any WealthVentures mobile application."Connected Account" — the WealthQuest account you connect to the Platform to access it (Section 3).
"Membership" — the WealthVentures membership tier (Basic, Premier, or Luxury) purchased on wealthquest.com and associated with your Connected Account, as described in the WealthQuest Terms and Conditions, Schedule P-1.3.
"Supplier" — the named third-party operator, broker, or agency that is the seller and merchant of record for a specific travel booking presented on the Platform (Section 5) — for example, RSI, Charter Index, Aviapages, Culture Holidays, Viator, Holafly, or Priority Pass. A Supplier's inventory reaches the Platform because Spayc, LLC, a separate Affiliate, negotiates and holds the underlying contract with that Supplier and makes the resulting inventory available to WealthVentures under its own arrangement with Spayc, LLC (Section 5.2); Spayc, LLC is not itself a Supplier and is not a party to your booking.
"Content" — text, images, video, audio, software, and other material made available on the Platform, whether created by WealthVentures, an Affiliate, a Supplier, or users.
"User Content" — Content you submit to the Platform, such as a review, wishlist, or saved preference (Section 7.3).
Terms not defined here have the meaning given in the WealthQuest Terms and Conditions, where applicable to your membership or account, or in the applicable Supplier's own terms, where applicable to a specific booking.

The Platform links to, redirects you to, or embeds checkout for, third-party Suppliers, and may link to other third-party sites or services. We do not control and are not responsible for the content, terms, or privacy practices of any Supplier or other third party. Your use of a Supplier's website or embedded checkout is at your own risk and subject to that Supplier's own terms.

You agree not to: use the Platform for any unlawful purpose; attempt to gain unauthorized access to any account, system, or network connected to the Platform; interfere with or disrupt the Platform's operation; scrape, harvest, or collect data from the Platform except as expressly permitted; upload malicious code; misuse the AI travel assistant to generate unlawful, deceptive, or harmful content; or impersonate any person or misrepresent your affiliation with WealthVentures. We may suspend or terminate your access to the Platform for a violation of this Section 8, in addition to any remedy available under the WealthQuest Terms and Conditions or the IBO Agreement where you are also an Independent Business Owner.

Our collection, use, and sharing of your personal data on the Platform is governed by our Privacy Policy (https://wealthventures.com/legal/privacy-policy), which is incorporated into these Terms by reference.

To the maximum extent permitted by applicable law, the Platform and its Content are provided "as is" and "as available," without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Platform will be uninterrupted, error-free, or secure, and we do not warrant the accuracy, completeness, or availability of pricing, availability, or other information a Supplier makes available through the Platform. Nothing in this Section excludes or limits any statutory right you may have under applicable consumer-protection law that cannot lawfully be excluded.

Cap on WealthVentures' liability. To the maximum extent permitted by applicable law, WealthVentures' total liability to you arising out of or relating to these Terms or your use of the Platform — whether in contract, tort, or otherwise — is capped at the greater of:(a) the total membership fees you, or the Connected Account you use, paid to WealthQuest, LLC for your WealthVentures membership in the twelve (12) months immediately preceding the event giving rise to the claim; or(b) one hundred US dollars ($100).What this cap does not limit. This cap does not apply to, and does not limit WealthVentures' liability for: fraud, gross negligence, or wilful misconduct; breach of WealthVentures' confidentiality or intellectual property obligations; death or personal injury caused by WealthVentures' negligence; or any liability that cannot be limited or excluded under applicable law, including mandatory consumer-protection rights available to you under the law of your country of residence.Indirect and consequential damages. Subject to the same carve-outs stated immediately above, and to the maximum extent permitted by applicable law, WealthVentures is not liable for indirect, incidental, special, consequential, or punitive damages.Supplier bookings. A claim relating to a booking completed with a Supplier — whether on the Supplier's own website or through a Supplier checkout embedded within the Platform — lies against that Supplier, which is the seller and merchant of record for that booking and is responsible for it (Section 5, Section 6). WealthVentures is not a party to that booking and receives no part of its price.Membership billing. This cap does not address, and should never be read to limit, any right or remedy you have against WealthQuest, LLC under the WealthQuest Terms and Conditions for a membership-billing matter, since WealthVentures is not the entity that bills you for your membership.

We may suspend or terminate your access to the Platform at any time for a violation of these Terms, suspected fraud, or as required by law. Terminating your Platform access under this Section does not, by itself, terminate your WealthQuest account or your WealthVentures membership, which are governed exclusively by the WealthQuest Terms and Conditions and the IBO Agreement, as applicable; and terminating your WealthQuest account or letting your membership lapse independently ends your access to the Platform under Section 3.2, without a separate action by WealthVentures. Sections that by their nature should survive termination — including Sections 7 (Intellectual Property), 11 (Limitation of Liability), 12 (Indemnification), and 14 (Governing Law and Dispute Resolution) — do survive.

Governing law. These Terms, and any dispute arising out of or relating to them or to your use of the Platform, are governed by the laws of the State of Nevada, USA, without regard to conflict-of-law principles. This is separate from, and does not affect, the Texas governing law that applies to your WealthQuest account and membership under the WealthQuest Terms and Conditions, Schedule C-1.
‍Mediation. The parties will first attempt in good faith to resolve any dispute through confidential, non-binding mediation administered by the American Arbitration Association ("AAA") in Las Vegas, Nevada.
‍Arbitration. If the dispute is not resolved within forty-five (45) days of a written request for mediation, either party may submit it to final and binding arbitration administered by the AAA under its Consumer Arbitration Rules (or under its Commercial Arbitration Rules where the AAA determines that its Consumer Arbitration Rules do not apply), before a single arbitrator, seated in Las Vegas, Nevada, conducted in English.
‍Class-action and jury waiver. You and WealthVentures each waive any right to bring or participate in a class, collective, or representative action; the arbitrator may hear only individual claims. You and WealthVentures each also waive any right to a trial by jury.
‍Small claims. Either party may instead bring an individual claim in a small-claims court (or the equivalent court of limited jurisdiction in your place of residence), in lieu of mediation or arbitration, provided the claim qualifies for that court and remains there on an individual basis.
‍Fees. Each party bears its own attorneys' fees and expert costs. Administrative and arbitrator fees are governed by the AAA's applicable fee schedule.
‍Affiliates and individuals covered. WealthVentures' Affiliates, and their respective officers, directors, and employees, are intended third-party beneficiaries of the dispute-resolution provisions of this Section 14 and may enforce them to the same extent WealthVentures could, for a claim against them arising out of or relating to your use of the Platform.
‍Injunctive relief. Either party may seek immediate injunctive relief, including a temporary restraining order, from a court of competent jurisdiction in Clark County, Nevada, to prevent or stop an actual or threatened breach of confidentiality, intellectual property, or acceptable-use obligations, without first submitting the matter to mediation or arbitration.
‍Non-waivable local rights. Nothing in this Section 14 deprives you of a non-waivable consumer- or worker-protection right available to you under the mandatory law of your place of residence, including any right to a forum that such mandatory law makes non-waivable by private agreement.
‍EU/UK consumers — online dispute resolution. If you are a consumer resident in the EU/EEA, you may also submit a complaint through the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr; if you are a consumer resident in the UK, you may contact your national consumer dispute-resolution body. WealthVentures does not currently commit to participate in any alternative dispute resolution scheme beyond the mediation step described above.
‍A separate dispute-resolution track from WealthQuest. Because WealthVentures, LLC and WealthQuest, LLC are separate companies, a dispute about your Platform access under these Terms follows this Section 14, while a dispute about your membership, billing, or IBO status follows Schedule C-1 of the WealthQuest Terms and Conditions. Where a single set of facts implicates both, the parties will cooperate to consolidate the proceedings where the applicable arbitration rules permit, but this Section does not itself require WealthQuest, LLC to participate in an arbitration commenced under it, or vice versa.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms to an Affiliate or to a successor in connection with a merger, reorganization, or sale of substantially all of our assets.
‍No Third-Party Beneficiaries. Except as expressly stated in these Terms — including the rights Section 14 confers on WealthVentures' Affiliates and their officers, directors, and employees — these Terms bind and benefit only you and WealthVentures, and do not confer any right or remedy on any other person or entity, including a Supplier.
‍Notices. A legal notice to WealthVentures under these Terms must be sent to office@wealthventures.com, or to WealthVentures, LLC, 732 S 6th St, STE N, Las Vegas, NV 89101, and is deemed received when actually received, or on the next business day if received outside normal business hours. We may give you notice by email to the address on your Connected Account, by in-platform notice, or by posting on the Platform; email notice is deemed received when sent, absent evidence of non-delivery.
‍Global Availability; Export Control and Sanctions. WealthVentures makes the Platform available consistent with WealthQuest's own global availability and sanctions position (WealthQuest Terms and Conditions, Section 18; KYC/AML Statement, Section 5): the Platform is not knowingly made available to an individual or entity located in, or a national of, a country or territory subject to comprehensive sanctions administered by OFAC, the European Union, the United Nations Security Council, or the Swiss SECO. You represent that you are not located in, under the control of, or a national or resident of any such country or territory, and are not identified on any US government restricted-party or denied-persons list.
‍Severability. If a provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full effect, and the invalid provision is reformed to the minimum extent necessary to make it enforceable while preserving its original intent.
‍Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and WealthVentures regarding your access to and use of the Platform, and supersede any prior discussions or agreements on the same subject. They do not replace, and are not replaced by, the WealthQuest Terms and Conditions or the IBO Agreement, which separately govern your account, membership, and (if applicable) IBO status.
‍No Waiver. No failure or delay by WealthVentures in enforcing a provision of these Terms waives that provision.
‍Electronic Records. Your acceptance of these Terms, by checkbox, click-through, or other electronic means, is valid and binding to the same extent as a handwritten signature.Language. At this time, these Terms and WealthVentures' other legal documents are published in English only. Where a translated version is made available, the English-language version remains the authoritative and controlling version in the event of any conflict or ambiguity.
‍Force Majeure. Neither party is liable for a delay or failure to perform caused by events beyond that party's reasonable control, including natural disaster, war, pandemic, or government action.

Questions about these Terms can be directed to support@wealthventures.com. Legal notices should be sent as described in Section 15.